Most insurance plans do not pay benefits for marriage counseling. In order to use insurance benefits for couples counseling, at least one partner needs to meet the criteria for mental health diagnosis, such as adjustment disorder, depression, anxiety, or another disorder that requires mental health treatment.
Can you use insurance for couples therapy?
Yes, private health usually covers counselling, depending on what level of insurance cover you have. Its important to always call up your provider first and ensure that your couples counselling sessions will be covered before you sign up so you dont get stuck with a surprise bill.
What types of therapy are covered by insurance?
These plans typically cover one-on-one therapy with a professional such as a psychiatrist or nurse practitioner who specializes in mental health. They also cover group therapy sessions and mental health classes. Personalized stress management and addiction counseling are also included.